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Borrowing money can be an interesting way to be able to make investments (fe in a business, house, study), bridging financial difficult times or to buy expensive (consumer) goods like cars, motorcycles or household appliances. As interest rates may vary dramatically amongst different financial institutions it is wise to carefully study these differences before getting a loan. www.loans.com.np want to help you by providing an overview of interest rates of different financial institutions for different types of loans.

Car/auto/motor cycle loans
Name of bank   Lowest Highest checked
Rastriya Banijya Bank   9,03% 11,64% 04-06-19
Nepal Bank   11% 12,5% 20-02-18
Nabil bank   11,76% 13.76% 22-03-18
Bank of Kathmandu   11,21% 16,71% 11-04-18
Machhapuchchhre Bank Limited   16,89% 16,89% 22-03-18
Nepal Bangladesh Bank   11,89% 19,39% 19-04-18
Citizens’ International Bank   11,65% 18.4% 22-03-18
Kumari Bank     19,41% 19-04-18
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Mortgages and/or home loans
Name of bank   Lowest Highest checked
Nepal Bank   12,89% 13,5% 20-02-18
Rastriya Banijya Bank   10,0% 12,5% 20-02-18
Bank of Kathmandu   11,21% 16,71% 11-04-18
NIC Asia bank     18,6 19-04-18
Machhapuchchhre Bank Limited   17,89% 17,89% 22-03-18
Himalayan Bank Ltd     16,35% 19-04-18
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Personal loans
Name of bank   Lowest rate Highest rate checked
Nepal Bank   13,00% 13,50% 20-02-18
Rastriya Banijya Bank   11,0% 12,5% 20-02-18
NIC Asia bank     18,6% 25-04-18
Bank of Kathmandu   11,71% 16,71% 22-03-18
Nabil bank   13,33% 15,33% 25-04-18
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Educational loans
Name of bank   Lowest rate Highest rate checked
Nepal Bank   10,5% 11,0% 20-02-18
Rastriya Banijya Bank   9,0% 11,0% 20-02-18
Bank of Kathmandu   11,21% 16,71% 22-03-18
Machhapuchchhre Bank Limited   16,89% 16,89% 22-03-18
Kumari Bank     19,41% 19-04-18
Citizens’ International Bank   12,9% 15,4% 22-03-18
Nepal Bangladesh Bank   11,89% 18,39% 19-04-18
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Latest bank news
Sept 5, 2019
Cross banking transactions via ATMs put on hold after hack. Read more.

Dec 19, 2018
Commercial banks launched another interest rate war even as the Finance Ministry is studying the impact of rising interest rates on deposits. Read more.

Nov 19, 2018
Some CEOs of commercial banks have stood against the decision of the Nepal Bankers’ Association (NBA) to cap interest rates on fixed and saving deposits. Contending that the cap was costing them dearly, they have reportedly called for scrapping the cap altogether. Read more.

Oct 12, 2018
Following widespread complaints that banks have been reluctant to lower their interest rates despite being in a comfortable liquidity position, Nepal Bankers Association (NBA) -- the umbrella organization of 28 commercial banks -- has decided to bring the cap on deposit rates by 0.5 percentage point.. Read more.

Sept 6, 2018
Laxmi Bank Ltd and Krown Laboratory & Referral Center (K-Lab) have signed an agreement for a community campaign named 'K-lab for Community'. The major target of the campaign is to provide quality laboratory services at reasonable cost throughout the country. Read more.

April 23, 2018
Assistant manager of the Rastriya Banijya Bank (RBB) Bardibas branch, Jagadish Prasad Kafle, has been arrested red-handed while accepting bribe money from a client. Read more.

March 22, 2018
Laxmi Bank has increased the interest rate of 'Lakshit Muddati - Recurring Deposit' to 10 percent per annum. The bank is rewarding serious savers with interest rate of up to 10 percent on the Lakshit Muddati - Recurring Deposit' scheme. Read more

Feb 22, 2018
Civil Bank Limited has announced the launch of a new saving product named 'Sagarmatha Bachat Khata' which offers 10 percent interest rate per annum. Read more

Feb 20, 2018
Dev Development Bank Ltd has shifted its Pokhara branch office to a new location. The branch office at New Road in Pokahra-Lekhnath Metropolitan City Ward No 9 has been moved to Chipledhunga in Pokhara-Lekhnath Municipality Ward No 8. . Read more


June 20, 2017
Citizens Bank International Ltd (CBIL) has opened its 59th branch office at Chame of Manang.
CBIL Deputy CEO Ganesh Raj Pokharel inaugurated the new branch office on Monday, according to a statement issued by the bank. With this branch office, the bank now has 24 branch offices in Kathmandu Valley and 35 out of the valley. Read more

June 1, 2017
Lower than expected growth in deposits over the past two weeks has shattered hopes of bankers who were expecting that the local level polls and surge in capital expenditure at the end of the fiscal year would pump more money into the banking sector that is grappling with shortage of lendable funds. Read more

April 22, 2017
Registration of personal vehicles saw a drastic drop in the seventh and eighth of current fiscal year, thanks to tightening bank loans. Read more

April 20, 2017
A delegation of Confederation of Nepalese Industries (CNI) on Wednesday met the acting governor of Nepal Rastra Bank (NRB), Chintamani Shiwakoti, and expressed its concern over recent rise on bank lending rates. Read more

March 28, 2017
Nepal Telecom (NT), a service provider of cellular mobile phones in Nepal, has said that it will provide loan service to its customers on Tuesday. Issuing a press statement today, the NT said that the service will be started within the next five months.

February 1, 2017
Nepal Credit and Commerce Bank Ltd has launched 'NCC Utsab Bachat Khata' on the occasion of its 20th anniversary. Issuing a statement, the bank said that customers will get 6.5 percent interest on the saving account. Read more.

February 1, 2017
Nepal Rasta Bank (NRB) has permitted Kumari Bank Ltd to acquire Kasthamandap Development Bank Ltd, Pashchimanchal Finance Company Ltd, Mahakali Bikas Bank Ltd and Kankrebihar Development Bank Ltd. Read more.

October 2, 2016
The Nepal Rastra Bank (NRB) has started distributing new banknotes to general public for the Dashain festival from Sunday. Read more.

August 25, 2016
With the shortage of US dollars becoming acute, commercial banks are preparing to bring the greenback from their accounts in foreign banks. Read more.

August 9, 2016
Sunrise Bank Ltd said Sunday that it had relocated its Sunwal Branch. The bank said the branch was relocated approximately 100 meters east from its previous location in Sunwal Chowk. Read more.

June 28, 2016
Sunrise Bank Ltd has started its seventh branchless banking service in Nayabazar of Ilam. The commercial bank said that the branchless banking service expansion was part of the bank’s plan to provide banking service in unbanked areas. Read more.

June 2, 2016
Sunrise Bank Ltd has decided to acquire National Finance. The bank said that its special general meeting held on Thursday endorsed the proposal decision to acquire National Finance Ltd. The two institutions have already signed an agreement of acquisition. Read more.

April 26, 2016
Siddhartha Bank Ltd and Business Universal Development Bank Ltd (BUDBL), which are pursuing merger, have set their share swap ratio at 115.59:71.64. Annual general meetings of both the institutions endorsed the swap ratio and merger proposal. Read more.

April 1, 2016
Laxmi Bank Ltd has announced the expansion of its 'low cost residential loans' on the occasion of its 14th anniversary. The commercial bank said that the scheme, started in 2013 for the low-income families in Tansen and Pokhara, has now been expanded to Biratnagar and Kohalpur. Read more.

Feb 14, 2016:
Nepal Rastra Bank blocks Rs 500m in dividends to Nabil int'l shareholder. Read more

Feb 02, 2016:
Citizens Bank International Ltd has started branchless banking service in earthquake-hit Sushmachemawati VDC of Dolakha. Read more

Jan 14, 2016:
Nepal Credit and Commerce (NCC) Bank and Kumari Bank Ltd along with four other development banks have decided to go undergo merger. Read more

Dec 31, 2015:
Sunrise Bank Ltd has opened its first branchless banking service (BLB). Issuing a statement, the commercial bank said that its board director Dipak Prasad Bhattarai inaugurated the branchless banking outlet at Mangaltar of Kavre. Read more


 

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At the moment we are doing our very best to gather us much information about interest rates of different type of loans in Nepal.
If you want to add the rates of other banks or financial institutions, or want to report a mistake, please send your comments to loans.com.np@gmail.com

Note: (more) information about interest rates of educational or study loans will be available soon.

 

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20-09-2019